Uninsured / Under-Insured (UM/UIM) coverage for bicyclists.
Bicycle riding is a popular form of recreation among persons of all ages. However, bicyclists are exposed to injuries that may cause significant morbidity and mortality. Most injuries occur in males and are associated with riding at high speed; most serious injuries and fatalities result from collisions with motor vehicles. Bicycle-related injuries account for approximately 900 deaths, 23,000 hospital admissions, 580,000 emergency department visits and more than 1.2 million physician visits per year in the United States. The peak incidence of bicycle-related injuries and fatalities is in the nine- to 15-year age group.
A bike accident can bring with it serious injury and skyrocketing medical bills. Head injuries occur in 22 to 47 percent of injured bicyclists, often as a result of collision with a motor vehicle, and are responsible for over 60 percent of all bicycle-related deaths and the majority of long-term disabilities.
Are you and your family financially protected if you are seriously injured in a bike accident?
Bicyclists should carry the maximum Uninsured/Underinsured (UM/UIM) Motorists Coverage available. UM/UIM insurance provides you with coverage in the case of collisions with uninsured and under-insured motorists, and your UM/UIM car insurance protects you even when you are riding a bike. This coverage is essential for bicyclists because most motorists do not carry adequate insurance coverage for the injuries sustained if they hit a cyclist. Motorists are required to carry a minimum amount of insurance. And many motorists carry just that – a minimum amount of insurance. Some motorists illegally drive uninsured. If a minimally or uninsured motorists hit you, it is likely that your medical bills and work loss will quickly surpass the amount of insurance coverage, not to mention your pain and suffering in recovering from your injuries. A bicyclist needs additional insurance coverage protection.
For more information on Bike Safety and the Bicycle Club of Philadelphia click here.
How do I choose a Philadelphia Personal Injury Lawyer? Hire the lawyer, not the law firm. That is who is handling your case.” ~John Fox, Philadelphia Bike Accident Lawyer
John Fox welcomes you to contact him for a prompt and free consultation regarding your personal injury case.
No case is too big or too small for an evaluation. John Fox welcomes the opportunity to represent you. In your consultation, your case will be discussed and the facts will be reviewed and evaluated. If Fox Law accepts your case, it will be handled on a Contingency Basis, which means you pay nothing. Fox Law carries all of the costs and assumes all of the risks when we accept your personal injury case.
FOX LAW is conveniently located at Two Logan Square in Center City Philadelphia, serving Philadelphia County, Bucks County, Chester County, Delaware County, Montgomery County, Allentown, and Reading Pennsylvania. John Fox makes house calls, when necessary.
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Fox Law, P.C.
100 North 18th Street, Suite #2030
Philadelphia, Pennsylvania 19103